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Signs that read Reconstructive Surgery

Insurance Denial of Reconstructive Surgery

By Gianelli & Morris |

Too often, reconstructive surgery is denied for insurance reimbursement because insurance companies deem the surgery cosmetic and not medically necessary. The insurance companies assert that a medical necessity requires the illness to cause a functional, medical impairment for the patient, and insurance benefits are not available for a procedure done primarily to improve appearance…. Read More »

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Insurance Claim Denied on iPad

Appealing the Denial of an Insurance Claim

By Gianelli & Morris |

Appealing denied insurance claims requires an insured to go through the internal appeals process. When your insurance claim is denied by your provider, be it disability, health, property, life, etc., you have several options.  The law entitles you to challenge the denial via one of a number of processes.  Your insurance plan will typically… Read More »

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Paper that reads bad faith insurance

Top Signs Your Insurance Denial was in Bad Faith

By Gianelli & Morris |

Insurance companies have a duty to act in “good faith” when responding to policyholder claims.  However, we have all heard stories of insurance companies denying claims that seem otherwise legitimate.  Insurance companies are private businesses, and first and foremost they care about their profits.  Sometimes insurers treat their policyholders less than fairly to protect… Read More »

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