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We’ve all seen it on television or otherwise heard about it in pop culture: A person desperate to help their family takes out a large life insurance policy and then commits suicide in order to trigger payment, but the claim is denied as fraudulent. Or a person commits suicide and the family, already devastated,... Read More »
By Gianelli & Morris Posted on October 26, 2020
Life insurance companies, like all insurance providers, are constantly looking for any reason to limit a payout or deny a claim. If they cannot find a justification under the language of the policy to deny a claim, they might look for a reason to invalidate the policy itself. They may point to the life... Read More »
By Gianelli & Morris Posted on October 12, 2020
Life insurance companies will grasp at any reason they can find to deny a payout under one of their policies. If they can find a coverage exclusion, they will use it. If there is no exclusion, the insurance provider may utilize other strategies to avoid paying out on a claim, including by claiming that... Read More »
By Gianelli & Morris Posted on September 28, 2020
Insurance companies have a deep bag of tricks to pull from when trying to get out of paying out on a claim. In some instances, rather than deny a claim on the merits, the company may inform policyholders or beneficiaries that the policy itself has been “rescinded.” Like a claim denial, a policy rescission... Read More »
By Gianelli & Morris Posted on September 10, 2020
When your health insurance company wrongfully denies coverage, the denial hurts more than just your wallet. You are effectively prevented from getting the treatment that you need for your illness or injury. You could end up having to pay out of pocket, or you may be forced to forego treatment entirely. If your claim... Read More »
By Gianelli & Morris Posted on August 26, 2020