Archives
Health insurance companies often describe claim denials as the result of objective medical reviews and careful application of policy language. In reality, many policyholders discover that obtaining coverage for medically necessary treatment can become a lengthy battle involving shifting explanations, administrative roadblocks, and repeated requests for additional information. Not every denial is improper. Health... Read More »
By Gianelli & Morris Posted on June 15, 2026
Gianelli & Morris represents California policyholders whose health insurance claims have been delayed, denied, or effectively obstructed through access barriers imposed by health plans. One of the most frustrating and serious problems facing insured patients today is not outright denial of coverage, but the inability to actually obtain timely medical appointments with a specialist.... Read More »
By Gianelli & Morris Posted on May 22, 2026
The Department of Managed Health Care (DMHC) regulates health plans in California, working to ensure that health plan members have access to timely, affordable and high-quality health care. This job includes investigating complaints of wrongful claim denials and taking action against health insurers in the form of administrative penalties and other corrective actions designed... Read More »
By Gianelli & Morris Posted on April 21, 2026
When a health insurance claim is denied in California, many policyholders turn to the Department of Managed Health Care (DMHC) for help. The DMHC plays an important role in regulating health plans and enforcing compliance with the law. However, its authority has important limitations, especially when it comes to compensating individuals who have been... Read More »
By Gianelli & Morris Posted on April 07, 2026
When a health insurance company denies a request for coverage, most policyholders focus on the outcome: the treatment will not be approved. But under California law, how that denial is communicated is just as important as the decision itself. A denial letter is not a formality. It is a legally required document that must... Read More »
By Gianelli & Morris Posted on March 24, 2026