Reliance Standard Disability Denial Attorneys
Was your Reliance Standard Disability claim denied? We are ready to hear your case!
The disability insurance denial attorneys at Gianelli & Morris are familiar with Reliance Standard and other large insurance providers just like them. When an injury or illness renders you unable to work, you should be able to rely on your employer-provided or separately purchased disability insurance to cover your medical costs and lost income. That is, after all, the whole purpose of disability insurance.
Unfortunately, providers like Reliance Standard are always looking for any reason to deny a claim or limit a payout to protect their bottom line. If you are disabled and Reliance Standard or another California disability insurance provider has denied your long-term disability (LTD) or short-term disability (STD) claims, the knowledgeable disability denial team at Gianelli & Morris is here for you. We pride ourselves on holding even the largest insurance providers to task for their conduct, and we will not stop fighting until you get the coverage you are owed.
Reliance Standard and a History of Wrongful Denials
Reliance Standard Life Insurance Company is a leading provider of insurance products in the United States. They specialize in employee benefits including disability income and group term life insurance as well as additional voluntary coverage packages. Reliance has been in existence in some form since as far back as 1817, having gone through numerous corporate makeovers in the subsequent 200 years.
Reliance Standard has a demonstrable history of wrongfully denying disability claims. Just a few years ago, Reliance Standard took a disability denial all the way to the United States Supreme Court just to avoid paying attorney fees after losing at trial. Thanks to the case titled Hardt v. Reliance Standard Life Ins. Co., 560 U.S. 242 (2010), parties who succeed in certain disability lawsuits have an easier time recovering attorney fees from insurance providers who wrongfully deny claims. Every year Reliance Standard finds itself in court facing allegations of inappropriate denials. Whether you prevail in your claims against Reliance Standard depends on whether you have the right legal team in your corner fighting on your behalf.
How Our Long-Term Disability Denial Attorneys Can Help You
If your long-term disability claim has been denied, it is normal to feel anxious and unsure as to how to proceed. The seasoned disability denial and bad faith insurance attorneys at Gianelli & Morris are ready to stand by your side from day one, ensuring that you get the coverage you are owed. We will help you from the start of your claim denial, offering advice, support, and representation for all attendant matters including:
- Communicating with Reliance Standard and complying with additional document requests
- Making sure that Reliance Standard reviews your claim and comes to a decision in a timely manner
- Ensuring that Reliance Standard provides you all of the information about your claim that you are legally due, including information about your claim, their investigation, your payments, and their reasons for a denial
- Pushing back when Reliance Standard wrongfully denies your claim
- Filing and pursuing an appeal of your claim denial
- Negotiating with Reliance Standard for the comprehensive benefits you are owed
- Filing and pursuing bad faith insurance claims against Reliance Standard for any wrongful conduct such as failure to investigate, overly burdensome document requests, delayed payments, misleading statements concerning your policy or your condition, or citing inappropriate or unsupported reasons for denial
Call Today for Help Fighting Back Against Your Reliance Standard Disability Insurance Denial
When you become disabled, you are entitled to coverage under the policy you pay for or that was guaranteed according to your employment. If your long-term disability claim has been rejected, you do not have to take that rejection lying down. A competent and effective disability insurance claim denial attorney can help you fight back against the denial. We will work to get you the coverage you are owed and hold your insurance provider liable for any wrongful or illegal conduct. We help injured Californians with LTD denials and appeals, regardless of the post-hoc justifications Reliance Standard has cobbled together to deny your claim.
If you have become disabled and need help fighting a claim denial from Reliance Standard, or if you hope to appeal a disability claim denial from Reliance Standard or another California disability insurance provider, reach out to the zealous Los Angeles insurance denial lawyers Gianelli & Morris for a no-cost evaluation of your claim at 213-489-1600.