Was Your Life Insurance Claim Wrongfully Denied by Unum?
Gianelli & Morris is ready to help you get the benefits you are owed!
The life insurance denial attorneys at Gianelli & Morris have spent decades helping Californians get the life insurance benefits they deserve. If you’ve been a customer of Unum or any Unum subsidiary and your life insurance claim has been wrongfully denied, you do not have to take that rejection at face value. Unum has a history of wrongfully denying legitimate insurance claims, and we’re here to make sure they don’t do the same to you.
If your life insurance claim was denied by Unum, or if you’ve been subject to other insurance bad faith conduct by any California life insurance company, our Southern California insurance claim denial lawyers are here for you.
Who is Unum?
Unum Group is an American insurance company, headquartered in Tennessee. Unum, founded as Union Mutual in 1948, is one of the biggest insurance companies in the world. Unum now brings in over $11 billion in revenue every year through life insurance underwriting and sale of insurance products including disability, accident, illness, and life insurance. Unum Group covers a wide range of life and disability insurance providers including Unum US, Unum International, and Colonial Life, and it is the successor to companies such as Provident Life.
Like other massive insurance companies, Unum’s legal history demonstrates that they put profits before customers. In the early 2000s, Unum agreed to pay millions of dollars to settle claims with regulators across the country alleging the company schemed to wrongfully deny or terminate the disability claims of thousands of Americans. Unum was hit with another class action alleging that the insurer continued to engage in the same practices after the regulatory settlement.
Plaintiffs in various lawsuits have alleged, for example: Unum higher-ups maintained secret documents in which non-medical employees established target dates for cutting off future disability payments, disconnected from medical need or claim legitimacy; the company relied on in-house medical staff to make evaluations despite the recommendations of treating and other outside physicians; the company deliberately misreads medical examiner reports and cherry-picks other evidence; and a range of other conduct aimed at wrongfully denying otherwise legitimate claims. Former Unum employees have even come forward to confess they were told to deny deserving claims in order to save the company money.
Dedicated Insurance Denial Lawyers Here to Protect Your Rights
Savvy insurance customers hire qualified legal counsel to help them with their claims. After a claim denial, beneficiaries with the right legal help have a much stronger chance of getting the benefits they are owed. The zealous life insurance denial and bad faith insurance lawyers at Gianelli & Morris help customers like you get the life insurance benefits you deserve.
Depending on the nature of your claim and Unum’s conduct, we’ll help you fight back by supplementing the record, appealing a claim denial, negotiating with Unum for a fair settlement, and filing a coverage lawsuit where necessary. We know how to push back against the usual grounds for claim denial–policy lapse, misstatements in the application, excluded cause of death, etc. We know the evidence to collect and the arguments that work. We’ll stand by your side until you and your family get the coverage you deserve.
Call Gianelli & Morris After a Wrongful Insurance Denial by Unum Group
If someone in your life has passed away and your life insurance claim has been denied by Unum or another California life insurance provider, contact the skilled and dedicated Los Angeles insurance denial lawyers Gianelli & Morris for a no-cost evaluation of your claim at 213-489-1600.