Insurance Denial & Bad Faith Blog
The latest legal cases, results and guides on insurance denials in Los Angeles and California.
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121–140 of 183 articles
For Doctors: Disability Insurance & Life Insurance Through COVID-19
Short-term disability insurance may cover doctors with the coronavirus if the virus prevents the physician from being able to perform their job.
Why Disability Insurance Companies Deny Benefits to Medical Professionals
Reasons disability insurance denies benefits to medical professionals include the "own occupation" standard, time limit, partial disability, and more.
Doctors With Long-Term Disability Policies Face Extra Scrutiny From Insurance Companies
Insurance companies do not favor doctors over any professionals; if they can find a reason to deny disability benefits they will do so.
How Disability is Defined for Physicians With Long-Term Disability Policies
The definition of disability turns on the physician’s capacity to work. Some policies will consider them disabled if they are unable to practice
Gianelli & Morris Helps Client Overcome “Lack of Medical Necessity” Insurance Denial
Gianelli & Morris's client suffered from a debilitating disease and was denied insurance. Thankfully, our firm obtained a favorable result.
Gianelli & Morris Takes Blue Shield to Task for Wrongful Blanket Denials of Coflex
Lawyers at Gianelli & Morris are taking Blue Shield of California on behalf of Californians for rejected treatment for lumbar spinal stenosis
Who Decides What Is Medically Necessary?
Some more distant entity with financial incentives tied to the insurance provider is making decisions about the health of the patient.
When Can a Life Insurance Policy Deny My Claim?
Reasons a life insurance company can deny a claim include policy lapse and an excluded cause of death. They also could rescind your policy.
Steps to Deal with an Unreasonable Insurance Company
Steps to deal with your insurance company includes gathering evidence, getting a lawyer, not accepting a lowball settlement, and more.
How to Fight a Medical Necessity Bad Faith Claim With a Non-ERISA Policy
If your insurance claim was denied based on lack of medical necessity you can challenge the reasons for the denial and provide evidence.
Does Life Insurance Cover Suicide?
Whether a life insurance policy covers suicide depends on the language in the policy. This often depends on the type of policy at issue.
How Can a Life Insurance Company Deny Your Claim due to Lapse of Coverage?
Has your life insurance denied your claim on the basis of lapsed coverage? Learn more about lapsed coverage and how to respond to the denial.
How Life Insurance Companies Deny a Claim Using Material Misrepresentation
To deny those claims the insurance company must be able to say that they would not have issued the policy if they had known the truth.
What Should I Do if My Insurance Company Rescinds My Policy?
If your policy has been rescinded, the company must send you a notice explaining the reasons for rescission. If not, you can demand a letter.
Can I Sue my Health Insurance Company for Pain and Suffering?
You can potentially sue your health insurance company for pain and suffering; however, under ERISA you may be more restricted in compensation
Top Reasons a Disability Claim is Denied
Top reasons a disability claim is denied are problems with the applications, inconsistencies between claims and behavior, and more.
Are Accidental Death Policies the Same as Life Insurance?
While accidental death and life insurance do both offer payouts on death, life insurance will pay out regardless of cause while accidental is more restrictive
Why Do Insurance Companies Deny Claims
Reasons insurance companies deny claims include non-covered charges, lack of medical necessity, the procedure is investigational or experimental, and errors
Was Your Long-Term Disability Insurance Claim Rejected?
There may be a valid reason to deny a long-term disability claim. Reasons include not meeting policy definition for disability, inaccuracies, and more.
How to Sue a Health Insurance Company
If your insurance company denies your claim after internal appeals or after bad faith conduct you have the right to sue your health insurance company.
Now Find Out What You Can Do About It.
Tell us what was denied. Send us the denial. Let us help you understand the next move.