Resources & Info
Guides to insurance claim denials, appeals and bad faith from the attorneys at Gianelli & Morris.
Articles
Accelerated Death Benefits: Eligibility and Denials
California insurance bad faith attorneys discuss accelerated death benefits, eligibility criteria & remedies for common wrongful denials or unreasonable delays.
Read MoreAppealing Denied Health Insurance Claims
Los Angeles healthcare law attorneys Gianelli & Morris discuss appealing denied health insurance claims & when to call a California insurance bad faith lawyer.
Read MoreBad Faith Insurance Tactics
Gianelli & Morris, California insurance law attorneys, explain bad faith insurance tactics and how their lawyers can help.
Read MoreCompensatory Damages for Wrongful Insurance Claim Denials
California insurance law attorneys Gianelli & Morris explain what compensatory damages are & when they are available after a wrongful insurance claim denial.
Read MoreConsequential Damages for Wrongful Insurance Claim Denials
California insurance law attorneys Gianelli & Morris explain consequential damages & how to recover them after a wrongful health or life insurance claim denial.
Read MoreElements of an Insurance Bad Faith Claim
California insurance lawyers Gianelli & Morris explain key elements of a insurance bad faith claim & how policyholders can pursue remedies for wrongful denials.
Read MoreEmotional Distress Damages for Wrongful Insurance Claim Denials
California insurance bad faith attorneys Gianelli & Morris explain when & how to recover damages for emotional distress after a wrongful insurance claim denial.
Read MoreERISA Health Plans vs. California Bad Faith Law
Insurance lawyers Gianelli & Morris discuss how ERISA health plans differ from California bad faith & how these rules affect your rights after a health insurance denial.
Read MoreExamples of Bad Faith Health Insurance Practices
California insurance law attorneys Gianelli & Morris provide examples of bad-faith health insurance practices.
Read MoreExamples of Bad Faith Life Insurance Practices
California insurance law attorneys Gianelli & Morris provide examples of bad faith life insurance practices like unreasonable claim denials & payment delays.
Read MoreExamples of Punitive Damages in Bad Faith Health Insurance Cases
California insurance law attorneys Gianelli & Morris explain California law on exemplary damages & highlight cases with large punitive damages for bad faith insurance.
Read MoreFailing to Communicate With the Insured
California insurance law attorneys Gianelli & Morris show how failing to communicate with the insured is an unfair practice in Insurance Code 790.03 & bad faith.
Read MoreFailing to Investigate a Claim
California insurance law attorneys Gianelli & Morris show how failing to investigate is an unfair practice under Insurance Code 790.03 & evidence of bad faith.
Read MoreGlossary of Health Insurance Terms
California insurance bad faith attorneys Gianelli & Morris provide a glossary of health insurance terms to help you understand & fight insurance claim denials.
Read MoreGlossary of Life Insurance Terms
California bad faith insurance law attorneys Gianelli & Morris provide a glossary of life insurance terms to help you better understand your policy provisions.
Read MoreHow Managed Care Plans Work
California insurance bad faith lawyers Gianelli & Morris explain managed care plans, how they work & how they may be motivated to deny claims in bad faith.
Read MoreHow to File a Grievance with Your Insurance Company
California insurance law attorneys Gianelli & Morris explain how to file a grievance with the insurance company after a claim denial & why it’s so important.
Read MoreIdentifying Bad Faith Practices by Insurers
California insurance law attorneys Gianelli & Morris give statutory & case examples of insurance bad faith practices like undue delays & denials without reason.
Read MoreIndependent Medical Review (IMR): An Important Tool for Challenging Health Insurance Denials in California
Insurance bad faith attorneys Gianelli & Morris explain how California's Independent Medical Review process works & how IMRs overturn wrongful health denials.
Read MoreIndependent Physician Associations and Health Insurance Companies: Similarities and Differences
California insurance law attorneys Gianelli & Morris explain the difference between Independent Physician Associations & health insurers for bad faith denials.
Read MoreIndependent Physician Associations and Their Impact on Managed Care Plans
California insurance attorneys Gianelli & Morris explain how independent physician associations & managed care plans can lead to bad faith insurance practices.
Read MoreInsurance Claim Denials That Might Not Include Punitive Damages
California insurance law attorneys Gianelli & Morris explain how punitive damages are not usually available in cases governed by ERISA & what that means to you.
Read MoreLegal Remedies Available for Bad Faith Insurance Practices
California insurance law attorneys Gianelli & Morris explain legal remedies for bad faith insurance, including contractual, consequential & punitive damages.
Read MoreMaterial Misrepresentation: What It Means for Beneficiaries
California insurance bad faith attorneys Gianelli & Morris explain what “material misrepresentation” is & how life insurance companies use it to deny claims.
Read MoreMedi-Cal Benefits Insurance Companies Are Required to Cover
California insurance bad faith attorneys Gianelli & Morris provide a description of Medi-Cal essential health benefits insurance companies are required to cover.
Read MoreMedi-Cal Jaw Surgery Denials
Denied or delayed Medi-Cal approval for TMJ replacement, jaw reconstruction, or maxillofacial surgery? Gianelli & Morris helps California patients challenge inadequate networks and delayed access to care.
Read MoreMedi-Cal Managed Care: Who Is Responsible When Your Care Is Denied?
Learn who is responsible when Medi-Cal managed care denies care and how health plans, medical groups, DHCS and delegated entities fit into the process.
Read MoreMedical Necessity Denials: What Insurers Get Wrong and How to Fight Back
Health insurance denied as not medically necessary? Learn how insurers misapply medical necessity & how Gianelli & Morris fights bad faith denials in California.
Read MoreMental Health Claim Delays and Denials
California insurance bad faith attorneys Gianelli & Morris report on Anthem Blue Cross history of mental health claim denials & delays that harm patient health.
Read MoreMisrepresenting Facts or Policy Provisions
California insurance law attorneys Gianelli & Morris explain the unfair and bad faith practice of insurance companies misrepresenting facts or policy provisions.
Read MoreNot a Very Merry Month of May for Anthem
California insurance lawyers Gianelli & Morris discuss DMHC enforcement actions against Anthem in May, causing $140,000 fines for violating laws & regulations.
Read MoreOut-of-Network Health Insurance Disputes in California
California insurance bad faith attorneys Gianelli & Morris discuss when the law requires insurers to cover out-of-network care & policyholder rights after denials.
Read MoreOut-of-Network Service Denials
California insurance bad faith attorneys Gianelli & Morris explain when insurance companies can & can’t deny claims for service from out-of-network providers.
Read MorePreventing Bad Faith: Tips for Policyholders
California insurance law attorneys Gianelli & Morris explain what bad faith is in the contexts of health & life insurance & how to prevent it & deal with it.
Read MorePrior Authorization Denials: Common Pitfalls and Policyholder Rights
California insurance bad faith lawyers Gianelli & Morris help policyholders fight back against wrongful prior authorization denials from their health insurers.
Read MorePublic Employee Health Insurance Denials: Your Rights and Legal Remedies
California insurance bad faith attorneys Gianelli & Morris explain the rights & remedies public employees have to battle an unfair health insurance denial.
Read MorePunitive Damages for Wrongful Insurance Claim Denials in California
California insurance law attorneys Gianelli & Morris help policyholders seek punitive damages for bad faith insurance claim denials in health, life & disability.
Read MorePunitive Damages in Bad Faith Health Insurance Denial Cases
California insurance law attorneys Gianelli & Morris in Los Angeles help policyholders get punitive damages for bad faith health insurance claim denials & delays.
Read MorePunitive Damages in Bad Faith Insurance Cases: What They Are and When They Apply
California insurance law attorneys Gianelli & Morris explain when punitive damages may be awarded for insurance bad faith in cases of wrongful claim denials.
Read MoreReligious Workers and Health Insurance Denials: Understanding Your Rights
California insurance bad faith attorneys Gianelli & Morris explain rights of religious workers to fight insurance claim denials since they are exempt from ERISA.
Read MoreRepeated Requests for Documentation
California insurance law attorneys Gianelli & Morris explain how repeated requests for documentation can be a bad faith insurance practice under California law.
Read MoreRights of California Police Officers Facing Health Insurance Denials
California insurance bad faith attorneys Gianelli & Morris represent police officers in Los Angeles & statewide whose health claims have been wrongfully denied.
Read MoreRights of California Teachers and School Employees in Bad Faith Health Insurance Denials
California bad faith insurance attorneys Gianelli & Morris explain the rights of teachers & school employees when their health insurance claims are denied.
Read MoreThe Contestability Period in Life Insurance Policies
California insurance bad faith lawyers at Gianelli & Morris explain how the contestability period in life insurance works & when denials are made in bad faith.
Read MoreThe Grievance Process Required by Law for Insurance Policyholders
CA bad faith insurance attorneys Gianelli & Morris discuss legal timelines in the grievance process for insurance policyholders.
Read MoreThe Relationship Between Medi-Cal Managed Care Organizations and Independent Physician Associations
California insurance bad faith attorneys Gianelli & Morris on the relationship between Medi-Cal managed care organizations & independent physician associations.
Read MoreThe Role of Medical Necessity in Claim Approvals and Denials
California insurance bad faith lawyers Gianelli & Morris discuss the critical role medical necessity plays in many health insurance claim approvals & denials.
Read MoreUnderstanding Bad Faith in Health Insurance Claims — A California Perspective
Learn what bad faith means in California health insurance claims and how Gianelli & Morris helps policyholders fight wrongful denials.
Read MoreUnderstanding Prior Authorization Denials in Health Insurance
California insurance bad faith lawyers Gianelli & Morris explain what prior authorization is, why insurers deny it, & options patients may have in response.
Read MoreUnderstanding the Standard Nonforfeiture Law for Life Insurance in California
California insurance law attorneys Gianelli & Morris explain how the standard nonforfeiture law for life insurance helps policyholders keep value if they cancel.
Read MoreUnfair Claims Settlement Practices
California bad faith insurance law attorneys Gianelli & Morris give examples of unfair claims settlement practices, legal protections & how our lawyers can help.
Read MoreUnfair Practices in the Business of Insurance
California insurance law attorneys Gianelli & Morris provide examples of unfair practices in the business of insurance defined in Insurance Code section 790.03.
Read MoreUnfair Practices in the California Insurance Code
Los Angeles insurance bad faith attorneys Gianelli & Morris discuss what constitutes unfair insurance practices as defined in the California insurance code.
Read MoreWhen an HMO's Gatekeeper Becomes a Barrier to Care
Learn how HMO referrals, prior authorization, capitation and cost containment can delay care and when an HMO denial may constitute bad faith.
Read MoreWrongful Denial of Weight Loss Drugs
California insurance bad faith attorneys Gianelli & Morris explain how insurance companies are starting to deny coverage of weight loss drugs like Ozempic.
Read MoreYour Right to an Attorney in Insurance Disputes
California insurance law attorneys Gianelli & Morris explain your right to an attorney in any insurance dispute & insurers cannot tell you not to get a lawyer.
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