Wrongful Cancellation of Insurance Claim - Wrongful Policy Repudiation
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Wrongful Cancellation of Insurance Claim

Health insurance is supposed to be there for policyholders when they need it most by covering the cost of treatment for serious illnesses and injuries that they wouldn’t be able to afford otherwise. Despite the fact that insurance customers may have paid insurance premiums for months or years before seeking coverage for costly treatment, insurers sometimes do all they can to avoid paying for expensive treatments. In some cases, insurers may even find a way to cancel a customer’s policy rather than pay out a claim. Wrongful cancellation of an insurance policy is a violation of California law, and health insurance companies should face consequences for this illegal and immoral practice.

California lawyers who are ready to help after a wrongful policy cancellation

If you’ve been the victim of a wrongful cancellation of your health insurance policy, you may be entitled to file a legal claim against your insurer. The aggressive and trial-ready insurance coverage lawyers at Gianelli & Morris are leaders in the field of fighting bad faith by California health insurance companies. Our seasoned and determined team of health insurance rescission lawyers can help you defend your rights as a policyholder and ensure that you get the coverage you deserve, as well as any damages that may be owed based on the wrongful policy cancellation. Contact our experienced Los Angeles attorneys as soon as possible after an insurance policy cancellation to get a free evaluation of your case.

Suing after your insurer cancels your coverage

California’s Health and Safety Code makes it illegal for a health insurance provider to rescind (i.e., cancel) a health insurance policy unless the insurer can prove that the policyholder committed fraud or deliberately lied about a material fact when applying for coverage. Even if the insurer can prove this sort of fraud, the insurer must give the policyholder at least 30 days’ notice via certified letter before rescinding the policy, and insurers cannot rescind a policy for any reason if it has been in place for 24 months or more.

If your insurer has illegally canceled your health insurance coverage, you may have a right to money damages through a bad faith insurance lawsuit. Evidence that your health insurance carrier violated provisions of the Health and Safety Code can be valuable evidence in a claim for the violation of the duty of good faith and fair dealing that all California corporations must uphold. After an insurance policy rescission, contact the policyholder rights attorneys at Gianelli & Morris to find out if you’re entitled to file a bad-faith lawsuit against your insurer.

Was Your Insurance Policy Cancelled After You Filed a Claim? Call Our California Insurance Lawyers to Discuss Your Case.

For effective, professional, and dedicated legal help after your California insurance policy is canceled, contact the seasoned Los Angeles insurance bad faith lawyers at Gianelli & Morris for a free consultation at 213-489-1600.

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