Has Standard Insurance Company Wrongfully Denied Your Claims?
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Standard Insurance Company is one of the largest providers of insurance in the country. They sell all manner of insurance products, including group and individual life and disability insurance. For as long as Standard Insurance has been providing insurance coverage for individuals and employers, they’ve been nickel and diming customers along the way. In recent years, Standard has been the target of several large-scale lawsuits alleging a range of bad-faith conduct including wrongful claim denial and selling insurance coverage they knew to be invalid.
If you’ve been wronged by Standard Insurance, you are not alone. The insurance bad faith lawyers at Gianelli & Morris are ready to hear about your situation and work with you to find a proper solution. We have spent decades holding the biggest insurance companies to task for their bad faith conduct, from wrongful denials to intentional policy lapses to unjustifiable delays in payouts. If your life insurance or disability insurance claim was wrongfully denied by Standard Insurance, give us a call today to find out how we can help you get the benefits you are owed.
Standard Insurance Company’s History of Bad Faith Life Insurance Conduct
Standard Insurance Company is a leading provider of life insurance. A number of class-action lawsuits in recent years have shed light on Standard’s wrongful conduct in the area of life and disability insurance.
According to allegations in several lawsuits, Standard Insurance has intentionally sold insurance policies to thousands of employees without bothering to check if the policy applications were properly completed. Only when a triggering event occurred, meaning the death of the insured party, did Standard Insurance finally investigate the applications, specifically to look for reasons to rescind the policy. Standard also has a history of selling unapproved life insurance to public employees, pocketing the premiums, and then only revealing that the policies were not approved by the various agencies after the insured party dies.
Standard Insurance, of course, also regularly denies life insurance claims for any and all reasons, whether legitimate or otherwise. If your claim has been wrongfully denied by Standard Insurance, or if you have been treated to bad faith conduct by Standard, you have the right to get the benefits you are owed and to hold Standard Insurance accountable. A zealous California life insurance claim attorney can help.
Standard Insurance Company’s Improper Denial of Disability Benefits
Standard Insurance is the fourth largest group disability insurance provider in the United States. Standard has a history of using every trick in the book to deny otherwise valid disability insurance claims, including:
- Ignoring medical evidence presented by policyholders
- Claiming injuries are preexisting
- Refusing to accept a physician’s diagnosis
- Claiming a policyholder is capable of returning to work
- Asserting that the condition is not covered by the policy
When Standard Insurance intentionally ignores evidence presented by qualified doctors, or they deliberately misread their own policy in order to justify a denial, they are not only wrongfully denying a claim; they are engaging in bad faith insurance conduct. Standard Insurance might also use other underhanded tactics to get policyholders to either drop their claim or accept a lower payout than their claim is worth. These tactics include erroneously requesting mountains of information they do not need, failing to regularly communicate with policyholders or respond to their calls and questions, offering lowball settlements, and unreasonably delaying their own investigations.
If your claim has been unreasonably denied by Standard Insurance, you have the right to file an appeal both internally and externally to the appropriate California agency. If Standard Insurance has engaged in bad faith conduct, you may be able to recover not only the value of your wrongfully denied claim but also additional damages. A dedicated California bad faith insurance lawyer can review your case and help you explore your options for relief.
Call Gianelli & Morris After a Wrongful Claim Denial or Bad Faith Conduct by Standard Insurance Company
If you or someone you care about has had an insurance claim wrongfully denied by Standard Insurance Company, or if Standard Insurance or another insurance provider in California has subjected you to insurance bad faith conduct, call the zealous and thorough Los Angeles insurance denial lawyers Gianelli & Morris for a no-cost evaluation of your claim at 213-489-1600.