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Gianelli & Morris Gianelly & Morris A Law Corporation
  • We Fight Insurance Companies and Win

Was Your Life Insurance Claim Wrongfully Denied by Prudential?

Gianelli & Morris is ready to fight for the benefits you are owed!

Prudential Financial, Inc., also known as The Prudential Insurance Company of America, is a massive, global financial institution. They provide a wide range of investment services and insurance products, among other products and services. Prudential is one of the biggest, if not the single largest, insurance company in the United States. With over $800 billion in total assets, Prudential cares about one thing: profits.

It could be said that Prudential, like other major corporate insurance companies, cares about its bottom line more than its customers. It seems they’ll look for any reason they can find to justify denying a life insurance claim, whether that reason is legitimate or not. If you’ve had a Prudential life insurance claim denied, you are not alone, and you are not without help. We’re ready to fight for you.

If your Prudential insurance claim was wrongfully denied, or if your claims were rejected by any other life insurance company in California, we’re ready to hear from you. The California life insurance claims denial attorneys at Gianelli & Morris are ready to get you the compensation, and the justice, that you deserve.

Why Does Prudential Deny Life Insurance Claims?

Prudential may rely on a variety of justifications to deny your claims. When their justification is not supported by the policy, the facts in the record, or the law, you have a right to fight back. At Gianelli & Morris, we’ve spent decades fighting wrongful claim denials, and we know how to push back against Prudential’s unfounded justifications.

We’ll help you bring your claims in court and contest unsupported reasons for claim denial. The most common reasons we’ve seen Prudential and other life insurance companies use for denying claims include:

  • Policy lapse due to nonpayment of premiums
  • Rescission based on misstatements or omissions in the original application for coverage
  • Excluded cause of death
  • Lack of evidence in the record supporting the claim

Whatever the reason offered by Prudential for denying your claims, we’re here to help. If you have a claim for wrongful life insurance benefits denial or bad faith insurance conduct, call Gianelli & Morris today for advice and representation.

Do You Have a Claim for Insurance Bad Faith Against Prudential?

California law requires insurance companies to treat their customers fairly. Insurers have a duty to uphold their end of the bargain in accordance with the policy you purchased and the law. If Prudential or another insurance company violates their duty of “good faith and fair dealing,” you could have a claim for insurance bad faith.

Insurance bad faith can occur in many ways, including:

  • Misrepresenting the facts or the policy provisions
  • Refusing to communicate with claimants within a reasonable time
  • Delaying the investigation without justification
  • Unreasonable denial of claims
  • Refusing to make a reasonable settlement offer, forcing the claimant to go to court
  • Refusing to settle a claim when liability is reasonably clear
  • Failing to provide a prompt justification for the denial of a claim
  • Misleading a claimant about legal deadlines, such as the deadline to file a claim or file a lawsuit
  • Advising a claimant not to hire an attorney

These are tactics used by Prudential and other life insurance companies to bully claimants into accepting lowball settlements or dropping their claims entirely. They know that claimants are more likely to need the life insurance proceeds right away, and if they delay for long enough, beneficiaries might give up and take whatever is offered. Do not play their game, and do not let them win.

With help from the insurance bad faith attorneys of Gianelli & Morris, you can collect the benefits you are owed, plus interest, as well as additional damages including:

  • Emotional distress
  • Economic harm caused by delayed payment of benefits
  • Attorney’s fees
  • Punitive damages if Prudential acted with fraud, oppression, or malicious intent

Call Gianelli & Morris if Prudential Financial Wrongfully Denied Your California Life Insurance Claim

If someone you love has passed away and your life insurance claim has been denied by Prudential or any other life insurance company in California, contact the dedicated, trial-ready Los Angeles insurance denial lawyers Gianelli & Morris for a no-cost evaluation of your claim at 213-489-1600.

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