Northwestern Mutual Insurance Claim Denial Lawyer
WAS YOUR NORTHWESTERN MUTUAL INSURANCE CLAIM DENIED?
Gianelli & Morris is Here to Help!
A serious illness or injury can upend your life. You may find yourself unable to work and unable to perform regular daily activities with full steam, all while building up significant medical bills. When you are hurt and unable to work, you reasonably expect to rely on the disability or health insurance your employer provides or that you purchased yourself. Suddenly, you learn that your insurance company refuses to pay out, relying on some manufactured reason to deny your claims. What are your options?
Big insurance companies like Northwestern Mutual provide insurance coverage for millions of people, but they make their profit by avoiding actually issuing payouts on claims. Northwestern might look for any reason to deny your claims, whether that reason is legitimate or fabricated. When Northwestern or another insurance company wrongfully denies your claims, or when they use underhanded tactics to avoid paying their due, you can rely on the experienced and effective insurance denial attorneys at Gianelli & Morris for assistance. Call our California insurance denial and bad faith attorneys today to find out if you are a good candidate for an insurance denial appeal or insurance bad faith claim lawsuit.
Who is Northwestern Mutual?
Northwestern Mutual Life Insurance Company, originally founded as Mutual Life Insurance Company in 1857, is a massive financial services company operating in the United States and internationally. They are ranked in or near the top 100 in the Fortune 500 list of largest United States corporations by total revenue, with over 6,000 employees and annual revenue of nearly $30 billion. They provide a wide range of financial services and insurance products including life insurance, short- and long-term disability, and long-term care insurance.
Northwestern Mutual and Wrongful Claim Denials
Northwestern Mutual sells employer-based disability as well as supplemental disability insurance for workers seeking to supplement their coverage from their group plans. Northwestern Mutual, like seemingly every other health, life, and disability insurance company, has a history of manufacturing reasons to deny legitimate claims.
For example, in 2013 a federal court overturned Northwestern Mutual’s decision to deny long-term disability benefits to an attorney suffering from congestive heart failure. Northwestern Mutual tried to claim that the attorney could cope with his heart failure by switching to a less-stressful practice area (he was a family law attorney) and thus was not entitled to disability benefits. The court rejected Northwestern Mutual’s reasoning, finding it unreasonable for the insurer to expect that a lawyer could simply disregard a lifetime of experience and training to start practice in a brand-new area without interruption, and whether a person with congestive heart failure could continue practicing law at all.
If you have been subjected to a wrongful claim denial by Northwestern Mutual, you are far from alone. Whether they claim that you failed to provide some required evidence, or they disagree with your treating physician’s diagnosis or treatment recommendation, or they claim that you do not qualify based on some alleged technicality in the policy language, you have the right to push back. The Los Angeles wrongful insurance denial lawyers at Gianelli & Morris have years of experience keeping insurance providers from getting away with wrongful denials.
Call Gianelli & Morris After a Claim Denial by Northwestern Mutual Insurance
Northwestern Mutual and other big insurance providers are required to pay out claims that qualify according to the terms of their policies. While there are certain grounds on which claims can be rejected, many health, disability, and life insurance providers try to manipulate and misinterpret the terms of their policies in order to find a way to deny a claim. If your insurance claim has been rejected, you do not have to take that rejection at face value, and you are not alone. A knowledgeable and effective insurance claim denial attorney can help you fight back against the denial, holding insurance providers to task for wrongful claim rejection.
If your insurance claim or the claim of someone you love has been wrongfully denied by Northwestern Mutual or another insurance company, contact the seasoned and savvy California insurance denial lawyers Gianelli & Morris for a no-cost evaluation of your claim in Los Angeles at 213-489-1600.