Was Your Life Insurance Claim Wrongfully Denied by Guardian Life?
Gianelli & Morris is ready to fight for the benefits you are owed!
The Guardian Life Insurance Company of America is one of the biggest mutual life insurance companies in the world, ranking 239th on the Fortune 500 list of America’s biggest corporations by revenue. Big corporate insurance companies like Guardian Life are perfectly happy to collect premium payments for years or decades, but when it’s time for them to hold up their end of the bargain and pay the benefits they owe, they’ll try to find any reason they can to deny a claim.
If your Guardian Life insurance claim was wrongfully denied, or if you’ve had an insurance claim denied by any other insurance company in California, the life insurance claim lawyers at Gianelli & Morris are ready to help. We’ve spent decades fighting against wrongful claim denials for life insurance customers like you. We know the usual justifications used by insurance companies to deny claims, and we know how to overcome them.
If your Guardian Life insurance claim is denied, or if your claims were rejected by any other life insurance company in California, we’re ready to help. The Southern California life insurance claim denial attorneys at Gianelli & Morris are ready to get you the compensation you deserve.
Seasoned Experts Helping You Get the Life Insurance Benefits You Are Owed
The life insurance denial attorneys at Gianelli & Morris have decades of combined experience helping policyholders get the benefits they are owed. Our legal team is dedicated to one thing: holding insurance companies accountable for failing to uphold their end of the bargain. We make sure that our clients get the benefits they are due under the policies they paid for, and when an insurance company like Guardian Life refuses to pay out the benefits you are due, we’ll hold them accountable.
When an insurance company wrongfully denies your claims and refuses to correct their denial on appeal, you have the right to sue. We are ready to help. We’ll work with you to review and evaluate the justifications for claim denial, analyze your policy and the evidence in the record, and pursue proper legal avenues to contest the denial in court and get your claims paid.
Did Guardian Life Commit Bad Faith?
Insurance companies have a moral and legal duty to treat their customers fairly and respectfully. If Guardian Life committed bad faith conduct while reviewing your claim or in the denial process, you could have additional legal claims. Insurance bad faith conduct may include any of the following, for example:
● Denial of claims without explanation
● Unjustifiably delaying the claims review process
● Trying to bully you into accepting a settlement well below the value of your claim
● Repeatedly demanding additional, unnecessary documents
● Denying claims without proper justification based on the policy, the evidence, and the law
● Deliberately mischaracterizing the policy or the evidence in the record
● Refusing to return your calls or emails about your claim
● Delaying payment of your benefits
If you’ve been subjected to insurance bad faith, you could recover not only the value of your policy but additional damages including loss of use of the money, incidental costs and damages you incurred because of the delay (e.g., loss of property because you couldn’t pay the mortgage), interest, and even punitive damages. Talk to a savvy insurance bad faith and life insurance claim denial attorney at Gianelli & Morris to discuss your case and find out if you have a claim for damages.
Call Gianelli & Morris After a Wrongful Insurance Denial by Guardian Life
If someone you love has passed away and your life insurance claim has been denied by Guardian Life or another life insurance company in California, contact the seasoned, successful Los Angeles insurance denial lawyers Gianelli & Morris for a no-cost evaluation of your claim at 213-489-1600.