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Delayed Insurance Claims

The timing of medical treatment is usually an important factor in successful care. A treatment or drug administered too long after an illness has begun running its course through the body may become completely ineffectual to treat the condition. This leaves patients with the option of submitting a claim to their insurers either after they’ve already received the treatment they need or waiting on their insurer’s decision before the necessary treatment can begin. In either case, an insurer’s delay in responding to a claim can be stressful or even threatening to the patient’s prospects for making a full recovery.

An attorney who will fight for the insurance benefits you deserve

California health insurance companies who delay responding to claims for benefits may be in violation of the law. These companies assume that their customers don’t understand their rights and that the company can violate the law without consequence. Don’t let your health insurance provider put your well-being in jeopardy by delaying your insurance claims. Get help fighting for the benefits you deserve by contacting the aggressive and determined California health insurance lawyers at Gianelli & Morris.

California law places deadlines to respond on insurance companies

When you file a claim for benefits with your health insurance provider, they’re required to respond according to the terms of both California law and their contract with you. Insurers often have 30 days to respond after a policyholder submits a claim. If the claim is for an emergency procedure, then that timeline could become drastically shorter. In some cases, it could be only a matter of hours.

Many insurance policyholders don’t understand these time limits and simply wait to get a response for weeks or months. Sometimes, they abandon their claims entirely, assuming that their insurer’s silence means that they weren’t entitled to coverage in the first place. The critical fact to remember is that insurers don’t make money when they pay out claims. Insurance providers count on the fact that customers often give up when forced to wait, saving the carrier the trouble of fighting an appeal should they explicitly deny a claim.

Getting an insurance bad faith lawyer’s help can make all the difference

The insurance bad faith lawyers at Gianelli & Morris are all too familiar with the delay tactics used by insurers when responding to claims. We know that insurance providers often won’t take their customers’ complaints seriously until they have a lawyer on their side who understands the law and won’t back down. Our team of experienced health insurance lawyers has been fighting hard for patient rights for decades, and we know how to get results for our clients. Contact our Los Angeles insurance bad faith lawyers today for help getting the health care coverage you deserve.

For help with a delayed insurance claim or wrongful claim denial, contact the dedicated and effective Los Angeles insurance bad faith lawyers at Gianelli & Morris for a free consultation at 213-489-1600.

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