Necessity for Long-Term Care Insurance

Long-Term Care Insurance Claims Attorney

For individuals who are not capable of performing basic everyday tasks such as bathing, changing, or walking on their own, they are often in need of long-term care. There is no specific age range that this type of care is limited to as people of all ages may need constant care if they are struggling with an illness or disorder. Almost 60 percent of people over 65 end up requiring this type of care. In order to make sure that your loved ones are looked after properly, they must obtain long-term care insurance which falls outside of their typical health insurance. This will cover nursing homes, hospice, assisted living situations and other types of specialized care. For those who do not need this type of living but anticipate necessitating it in the future, it is good to look into it now so that your family will not have to bear the financial burden down the road. Speak to a Los Angeles insurance lawyer from our firm today if you want to begin planning your long-term care.

Disputed Insurance Claims

If you have experienced a denial of a claim from your insurance provider in regards to long-term care, it can be frustrating. When you want to maintain proper care of your loved ones, the last thing you want to do is battle with their insurer. In some cases, they will try to insist that the individual being looked after does not need as much as care as the claim states. They will try to deny the individual claims or cancel their policy altogether if they believe that the disabled or elderly does not need assistance. Policies may even promise one thing to long-term care participants and then renege on the original contract.

It may feel like it is your word against theirs and that you don't stand a chance against a large company. This is definitely not true, especially if an attorney from our firm is there to guide you. After being in the business of insurance law since 1979, we are prepared to aid you in any way we can. Both of our attorneys have been AV® rated and are skilled at defending clients in a variety of areas. Do not wait until it is too late to receive the compensation you know is rightfully yours. We want to give you the legal representation you deserve. Contact our firm today to schedule a consultation!