Long-Term Care Insurance in California
Long-Term Care Insurance Claims Attorney
For individuals who are not capable of performing basic everyday tasks
such as bathing, changing, or walking on their own, they are often in
need of long-term care. There is no specific age range that this type
of care is limited to as people of all ages may need constant care if
they are struggling with an illness or disorder. Almost 60 percent of
people over 65 end up requiring this type of care. In order to make sure
that your loved ones are looked after properly, they must obtain long-term care
insurance which falls outside of their typical health insurance. This will cover
nursing homes, hospice, assisted living situations and other types of
specialized care. For those who do not need this type of living but anticipate
necessitating it in the future, it is good to look into it now so that
your family will not have to bear the financial burden down the road.
Speak to a Los Angeles insurance lawyer from our firm today if you want
to begin planning your long-term care.
Disputed Insurance Claims
If you have experienced a denial of a claim from your insurance provider
in regards to long-term care, it can be frustrating. When you want to
maintain proper care of your loved ones, the last thing you want to do
is battle with their insurer. In some cases, they will try to insist that
the individual being looked after does not need as much as care as the
claim states. They will try to deny the individual claims or cancel their
policy altogether if they believe that the disabled or elderly does not
need assistance. Policies may even promise one thing to long-term care
participants and then renege on the original contract.
It may feel like it is your word against theirs and that you don't
stand a chance against a large company. This is definitely not true, especially
if an attorney from our firm is there to guide you. After being in the
business of insurance law since 1979, we are prepared to aid you in any
way we can. Both of our attorneys have been
AV® rated and are skilled at defending clients in a variety of areas. Do not wait
until it is too late to receive the compensation you know is rightfully
yours. We want to give you the legal representation you deserve.
Contact our firm today to schedule a consultation!