Los Angeles Insurance Bad Faith Attorney
Contract Breach? Denied Claim? Call (213) 798-4860
Even though insurance customers have signed written policy agreements with
their providers, those are broken by insurers all the time. When this
happens, it is called “insurance bad faith” and is in violation
of their duty, which is known as the "implied covenant of good faith
and fair dealing." This term is unique to United States law, and
it means that the insured person can file against their insurance company
for their corrupt acts.
Why Choose Our Insurance Bad Faith Lawyers?
- 35+ years of representing California policyholders
- Top-rated ethical standards and legal skill (AV Preeminent® rating)
- Free consultation to discuss your legal options
- Successful results against even the biggest insurance companies
Ready to fight back against insurance bad faith? Call (213) 798-4860 today.
Common Types of Insurance Bad Faith
Policyholders can not only file a tort claim, but also a breach of contract
claim. This occurs quite commonly after fraudulent activity from
insurance companies, and nearly 1,500 organizations have been taken off federal
programs because of their abuse towards the insured individuals. Insurance
companies that are found to be acting in bad faith may also be forced
to pay punitive damages for their misconduct.
Examples of broker negligence and bad faith in the insurance industry include:
These providers commit this illegal activity because it is beneficial to
them financially and it seems like an easy way to defraud individuals
without them knowing it. The law has been cracking down on insurance companies
who are clearly acting in bad faith since they limit or deny claims for
their policyholders without justification or proper notification. In the
eyes of the law, no insurance company can enter into a contract without
the intention of fulfilling their half of the agreement.
Know Your Rights As a Policy Holder
Many policyholders do not adequately read through their Explanation of
Benefits (EOB) form when they first sign on with a company. According
to the Coalition Against Insurance Fraud, almost 70 percent of EOB forms
are too confusing for people to decipher, and 40 percent of Americans
do not understand them or their medical statements. Insurance companies
are not slow, and they know that these documents are confounding.
Once an insurance company enters into a contract with a policy holder,
they must provide the coverage that is detailed in the contract, act in
good faith, and hold the insured's interests at the same level as
their own. Violating the rights of the insured is clearly illegal, and
a qualified insurance attorney from
Gianelli & Morris can help you seek justice for your case. If you enter into an insurance
bad faith lawsuit and your claim is proven, then you will be rewarded
with restitution for damages and money for attorney fees as well.
Our Los Angeles Insurance Attorneys Can Help
Do not let another day pass without seeking legal help from an insurance
lawyer. Bad faith is a severe issue that many people may not even realize
is affecting them. Proving insurance bad faith can be very difficult,
which is why you need an assertive legal advocate in your corner. At Gianelli
we have represented policy holders since
1979 and have seen positive results time and time again. We have extensive
experience with cases of this nature, and we can help you determine if
you have a valid bad faith case and decide how to go about it. We are
prepared to go up against even the largest insurance companies to fight
on your behalf.
If you are not receiving money owed to you or are being denied medical
call one of our attorneys at Gianelli & Morris today!